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Affordable Vehicle Finance Options Explained

Not Sure If You Qualify For Car Finance?

Our online car finance facility has been specifically designed to help customers who may have had a poor credit history, find a car that fits within their monthly budget.

  • With access to 14 different lenders, we are able to find the terms which best suit a customer’s particular credit profile
  • Our ‘soft search’ technology protects a customers credit rating
  • Saves customers having to ‘shop round’ making multiple credit applications
  • Quick and very convenient service - free of charge and no obligation quotes

Apply now

Our online finance facility:

  • Complete the brief online application to receive and instant decision at any time of day or night
  • One of our customer services team will be happy to answer any queries you may have
  • Obtain a credit limit that suits your ideal monthly budget
  • Test drive a selection of our cars that you already know are affordable

Anyone can apply provided you:

  • Are aged 22yrs or over
  • Hold a full UK provisional or full licence
  • Are currently employed or self employed earning in excess of £850 pmth (after tax)
  • Have been resident in the UK for over 3yrs

Credit rating explained:

  • Lenders tend to judge your finance application based on 2 key areas:
    i) how you have paid credit in the past
    ii) your overall current ‘profile’
  • The lender will combine these two elements to create an overall ‘credit score’ or ‘credit rating’ for you
  • With access to 14 lenders, we are therefore able to cater for most credit statuses